
About Ayushman Bharat PM-JAY
Golden Card Benefits
- ✓Free treatment up to ₹5 Lakh per family per year
- ✓Coverage for 1,574 medical procedures
- ✓Cashless treatment at empaneled hospitals
- ✓No age limit or pre-existing condition restrictions
- ✓Portable across India - use anywhere
Eligibility
- ✓Families listed in SECC 2011 database
- ✓Rural and urban poor families
- ✓No income criteria for eligible families
- ✓Automatic inclusion based on deprivation criteria
How to Get Your Golden Card
Visit Operator
Find your nearest operator
Provide Details
Family ID or Card Number
Photo Capture
Beneficiary photo taken
Get Card
Digital Golden Card generated
Healthcare Schemes in Jammu & Kashmir
Multiple schemes working together for comprehensive healthcare coverage
Ayushman Bharat PM-JAY
Pradhan Mantri Jan Arogya Yojana - A flagship national health protection scheme providing coverage of ₹5 Lakh per family per year for secondary and tertiary care hospitalization across India.
- • Works via Golden Card (PM-JAY Card)
- • Cashless treatment at empaneled hospitals
- • Covers 1,574+ medical procedures
- • Portable across all states and UTs in India
- • For families listed in SECC 2011 database
AB PM-JAY SEHAT
State Health Assurance Scheme for Jammu & Kashmir - An extension of PM-JAY providing universal health coverage to all residents of the Union Territory, regardless of SECC 2011 database inclusion.
- • Works via SEHAT Card (NAFSA Card)
- • Universal coverage for all J&K residents
- • ₹5 Lakh coverage per family per year
- • Integrated with PM-JAY hospital network
- • Managed by State Health Agency (SHA) J&K
Ayushman Vay Vandana Card
Health Insurance for Senior Citizens - A national program under Ayushman Bharat providing free health treatment benefits of up to ₹5 lakh per year for senior citizens aged 70 and above at empaneled hospitals across India.
- • For senior citizens aged 70 and above
- • Universal eligibility - no income limit
- • ₹5 Lakh coverage per year
- • Access to empaneled hospitals nationwide
- • Enroll via Ayushman App or VIS website
Understanding the Schemes
Ayushman Bharat PM-JAY provides ₹5 Lakh health coverage to eligible families across India via the Golden Card.AB PM-JAY SEHAT extends this coverage to all residents of Jammu & Kashmir through the SEHAT Card, ensuring universal health coverage in the UT.
Ayushman Vay Vandana Card is a specific national program for senior citizens aged 70 and above, providing ₹5 Lakh health cover under the Ayushman Bharat scheme. It is different from state-level SEHAT cards which may have different coverage amounts and eligibility criteria.
Empaneled Hospitals in Pulwama
Find hospitals where you can use your Golden Card
Search All Hospitals
View the complete list of public and private empaneled hospitals in Jammu & Kashmir under AB-PMJAY and SEHAT schemes.
View J&K Hospital ListDistrict Hospital Pulwama
Public Hospital
Hospital ID: HOSP1G16056
District Hospital Complex, Pulwama, Jammu and Kashmir
7006806900
Specialities: S18, S1, S2, S3, S4, S5, M2, M4
SDH Tral
Public Hospital
Hospital ID: HOSP1G16290
Tral, Pulwama District, Jammu and Kashmir
9419405660
Specialities: M4, M2, M1, S18, S1, S3, S4, S5
Primary Health Centers
Multiple Locations
Various PHCs across Pulwama District
Contact respective PHC for details
Basic Healthcare Services
Note: For detailed list of all empaneled hospitals (public & private), please visit the PM-JAY hospital search portal.
How to Use Your Card at Hospitals
- Visit any empaneled hospital with your Golden Card
- Show your card at the registration counter
- Get cashless treatment for covered procedures
- No need to pay upfront - the hospital will claim directly from the scheme
- For emergency cases, treatment can be started immediately
Hon'ble Leadership
Committed to providing quality healthcare for all citizens

Shri Manoj Sinha
Hon'ble Lieutenant Governor
Union Territory of Jammu and Kashmir
"Ensuring healthcare reaches every citizen. Ayushman Bharat PM-JAY is transforming lives across J&K."

Shri Omar Abdullah
Hon'ble Chief Minister
Union Territory of Jammu and Kashmir
"Healthcare is a fundamental right. We are committed to ensuring quality healthcare reaches every doorstep in Jammu and Kashmir."

Shri Surinder Kumar Choudhary
Hon'ble Deputy Chief Minister
Union Territory of Jammu and Kashmir
"Ensuring accessible and affordable healthcare for all sections of society is our unwavering commitment."

Smt. Sakina Itoo
Hon'ble Minister
Health & Medical Education, J&K
"Quality healthcare for every citizen is our mission. Ayushman Bharat PM-JAY is transforming lives across Jammu and Kashmir."

Dr. Syed Abid Rasheed Shah (IAS)
Secretary to the Government
Health & Medical Education Department, J&K
"Transforming healthcare delivery through innovation and technology. Every citizen's health and wellbeing matters."

Shri Basharat Qayoom (IAS)
Deputy Commissioner
Pulwama District, J&K
"Serving the people of Pulwama with dedication and commitment. Quality healthcare is our top priority."

Shri Ananth Dwivedi (IAS)
Chief Executive Officer
State Health Agency, Jammu & Kashmir
"Excellence in healthcare administration. Leading PM-JAY implementation to ensure quality healthcare for all citizens of Jammu & Kashmir."

Dr. Tehmeena Jamil
Chief Medical Officer
Pulwama District, Jammu and Kashmir
"Leading healthcare initiatives in Pulwama. Committed to quality medical services for all."
CMO PortalQuick Eligibility Check
Check if you're eligible for PM-JAY Golden Card benefits
Success Stories
Real beneficiaries sharing their PM-JAY experience
"My mother needed heart surgery. Thanks to AB-PMJAY Golden Card, we got free treatment worth ₹3 Lakhs. This scheme is a blessing!"
Mohammad Ashraf
Pulwama, Pulwama
Frequently Asked Questions
Common questions about PM-JAY Golden Card
Ayushman Bharat PM-JAY is the world's largest health insurance scheme providing coverage of ₹5 Lakh per family per year for secondary and tertiary care hospitalization.
You can check your eligibility by visiting the official NHA website (beneficiary.nha.gov.in), calling the helpline 14555, or using the Ayushman app.
You need Aadhaar card, ration card, and any government-issued ID. The operator will verify your details in the SECC database.
No, the Golden Card is completely FREE. You don't need to pay anything to get your card or for treatments at empaneled hospitals.
Yes! The Golden Card is portable across India. You can get treatment at any empaneled hospital in any state.
Have more questions?
Call Helpline: 104Contact Us
DPC SHA
Dr. Fahad Ishaq
District Program Coordinator
DPC SHA AB-PMJAY PULWAMA
7780907421
DISM SHA
Mr. Waseem Raja
District Implementation Support Manager
DISM SHA AB-PMJAY PULWAMA
7006081959
24/7 Helpline
104
1800-180-1104
Toll-free number for PM-JAY queries
CMO Office & Hospital Information
CMO Office Pulwama
District Hospital Complex, Pulwama
Pulwama District, Jammu and Kashmir
District Hospital Pulwama
Empaneled under PM-JAY
Cashless treatment available for Golden Card holders